Free • No Credit Card • 60-Second Analysis

Let Jess Review
Your Credit

Drop your credit report and I'll go through every line across all major credit bureaus — errors, Metro 2 violations, accounts that shouldn't be there. You'll know exactly what's wrong and what to dispute. Takes 60 seconds. Free. Jess giving thumbs up for your free credit audit

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3 minutes to your analysis

Start Your Free Analysis

Takes 3 minutes. Analysis ready in under 60 seconds.

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No credit card required
Analysis in 60 seconds
No obligation, cancel anytime

Included Free

What you'll get

Three things land in your inbox after the audit — the same three things paying clients get when they start.

Complete Analysis

All major bureaus

I pull every tradeline, hard inquiry, and public record across Equifax, Experian, and TransUnion. Not a summary — every item, line by line. If something's wrong, I'll find it.

  • Cross-bureau inconsistency detection
  • FCRA & Metro 2 compliance check
  • Error severity scoring
Most valuable

Action Plan

Personalized strategy

Not a template dump. I look at what's actually on your report and build a dispute order that makes sense for your specific situation — what to hit first, what to hold, and why.

  • Prioritized dispute order
  • AI-written dispute letters
  • Debt validation letters included

Score Projection

See your potential

Once I know what's dragging your score down, I can tell you what removing those items could do at 30, 60, and 90 days out. Not a guarantee — a real estimate based on what's actually there.

  • 30/60/90-day score estimates
  • Loan qualification benchmarks
  • Rate improvement breakdown

60s

Analysis time

3+

Major Bureaus

100%

Free, no card

$0

No card needed

Your rights & protections

Jess operates with full transparency

CreditForge operates under CROA — the Credit Repair Organizations Act. You've got federal rights here, and I'm not going to pretend they don't exist.

CROA Compliant

Every requirement of CROA — written contracts, pre-service disclosures, no upfront charges — we follow all of it. Not because we have to. Because you deserve to know what you're getting into.

No Obligation

The audit is actually free. I'll tell you what I found, and if you want to move forward with CreditForge, great. If not, no hard feelings. No auto-enrollment, no surprise charges.

3-Day Right to Cancel

Sign up and change your mind? You've got 3 business days to cancel for any reason, no questions asked. Federal law gives you that right — and we honor it.

Consumer Rights Notice

Under the Credit Repair Organizations Act (CROA), you have the right to: (1) dispute inaccurate information in your credit report directly with the credit bureaus for free; (2) obtain a free copy of your credit report at AnnualCreditReport.com; (3) cancel any contract with CreditForge within 3 business days of signing without any penalty or obligation.

CreditForge cannot guarantee any specific credit score increase. Results vary based on individual credit profiles. No one can legally promise score improvement. For complete disclosures, see our full CROA disclosure.

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Let Jess show you what's holding your score back

Fill out the form above and I'll have your full analysis back to you within 24 hours. Three minutes of your time. Zero dollars. No catch.

Get My Free Analysis

No credit card. No obligation. Cancel anytime.