Essential
For focused, single-bureau repair
- ✓1 bureau disputed per round
- ✓AI-generated dispute letters
- ✓Monthly dispute rounds
- ✓Client portal access
- ✓Credit report analysis
- ✓Email support
Accelerated
All bureaus, faster results
- ✓All bureaus disputed simultaneously
- ✓AI-generated dispute letters
- ✓Bi-weekly dispute rounds
- ✓Client portal + score tracking
- ✓Furnisher direct disputes
- ✓Priority processing
- ✓Phone + email support
Premium
Maximum speed + 1-on-1 coaching
- ✓All bureaus disputed simultaneously
- ✓AI-generated dispute letters
- ✓Weekly dispute rounds
- ✓Client portal + score tracking
- ✓Furnisher direct + creditor disputes
- ✓1-on-1 credit coaching calls
- ✓Credit Builder action plan
- ✓Priority phone + text support
Side-by-Side Feature Breakdown
| Feature | Essential | Accelerated | Premium |
|---|---|---|---|
| Bureaus per round | 1 | 3 | 3 |
| Dispute frequency | Monthly | Bi-weekly | Weekly |
| AI dispute letters | ✓ | ✓ | ✓ |
| Client portal | ✓ | ✓ | ✓ |
| Score tracking | ✗ | ✓ | ✓ |
| Furnisher direct disputes | ✗ | ✓ | ✓ |
| 1-on-1 credit coaching | ✗ | ✗ | ✓ |
| Credit Builder plan | ✗ | ✗ | ✓ |
90-Day Money-Back Guarantee
If we don't get at least one negative item removed or corrected within your first 90 days, you get a full refund. No arguments, no fine print. We track every dispute in your portal so there's zero ambiguity about results. This guarantee applies to all three plans.
A Word from Jess on Pricing
"I've seen people pay $200+ a month at big credit repair companies and get the same recycled template letters every round. The bureaus flag those instantly. At CreditForge, every letter I generate is unique to your report. That's why our removal rates are higher and our prices are lower. You're paying for AI that actually works, not a call center reading a script."
Common Pricing Questions
Is there a setup fee or enrollment cost?
No. You pay your first month when you sign up and that's it. There are no hidden enrollment fees, processing fees, or surprise charges.
Can I switch plans later?
Yes. You can upgrade or downgrade at any time. Changes take effect on your next billing cycle. Many clients start with Essential and move to Accelerated once they see initial results.
How long do most clients stay enrolled?
Most clients see meaningful results within 3-6 months. Some wrap up in 2 months if they have fewer items to dispute. There are no contracts binding you to a minimum term.
What does the money-back guarantee cover?
If zero negative items are removed or corrected within 90 days of your first dispute round, you receive a full refund of all monthly payments made. We track every dispute outcome in your portal, so results are documented and verifiable.
Have more questions? Check out our full FAQ page or talk to Jess directly.
Start Repairing Your Credit Today
Sign up in under 5 minutes. Your first AI-generated dispute letters go out within 48 hours.