Consumer Protection
The Credit Repair Organizations Act protects you. Here's what you're entitled to — and how CreditForge complies with every provision.
You have the right to dispute inaccurate information in your credit report without the help of a credit repair organization. You may contact the three nationwide consumer reporting agencies directly:
You have the right to a free copy of your credit report from each of the three agencies once every 12 months.
🔗 Get your free reports at AnnualCreditReport.com or call 1-877-322-8228.
Under CROA, a credit repair organization cannot charge you before performing any services.
CreditForge's commitment: We never charge upfront fees. Payment is only collected after work has been completed on your behalf. Our pricing is transparent — see our pricing page for details.
You must receive a written contract before any credit repair services begin. The contract must include:
You have the right to cancel your contract within 3 business days of signing, without any charge or penalty. This is a federal right that cannot be waived.
CreditForge honors this right fully. To cancel, email [email protected] or call (213) 695-7555 within 3 business days of enrollment.
Credit repair organizations are prohibited from making false or misleading claims. No company can guarantee a specific credit score increase — results depend on your individual credit situation.
CreditForge's commitment: We never guarantee specific point increases. We show real client results transparently on our results page, but every case is different.
If you believe a credit repair organization has violated your rights, you can file a complaint with:
The Credit Repair Organizations Act is codified at 15 U.S.C. §1679 et seq. You can read the full text at:
